My name is Graham and that’s a picture of me with my four year old daughter sledging in San Bernadino, Switzerland. I’m an ordinary British guy from London, 42 years old and happily married. Please bear with me… there is a point to this. Despite being very ordinary, I now ‘work’ from home using a laptop computer in the garden or in my home office. I’ve travelled the world and been to places many people wouldn’t even imagine being able to go to. I take holidays when I want to and I work when I want to and that’s generally a hell of a lot less than most people… yet I’m in the top 5% income bracket. I am not telling you this to brag, I want you to understand that what I do is not difficult and I know for a fact that there are more and more people opting in to this kind of lifestyle every day.

It’s not always been that way though. I previously had my own jewellery business in the UK and found I had very little money left over for myself once I had paid rents, rates, wages and other normal overheads associated with traditional businesses. I knew it was possible to make a full-time income from home without any of the hassle of running a traditional business (or even worse, having a job!), but I didn’t realise just how easy it is. I discovered that I could make far more money, with far less hassle all from the comfort of my own home.
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Buying your first home can be very exciting, daunting, frustrating, disappointing in addition to every other emotion within the human psyche. One of the most important things you can do to get ready to be a home owner is to understand the basic process so there are no surprises. There is nothing worse than having your dreams of a new home shattered by improper expectations. Buying a home can be easy and enjoyable if you set yourself up for success.

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Kids grow way too fast these days and keeping up appearances has never been more important to most children. Oddly, once they reach a certain age, they no longer seem content to run around in whatever they grab first from the closet. Suddenly, kids clothing is all about labels and styles. Who would have ever thought your children would be so fashion conscious?

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